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Welcome to Petrina Zinger's Insurance site!

Whether you're looking to "Do Your Homework" before purchasing an insurance policy, whether you'd like to find a better insurance quote that the one you've been offered, or whether you are simply interested in expending your knowladge - you have reached the right place. This site was created especially for you. You'll find it easy to browse the site and locate what you need. You'll find article on Car InsuranceHealth InsuranceHome InsuranceLife Insurance and Travel Insurance

In addition you will even get an Insurance Quote that suits your needs and your budget.

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You Definitely Need Life Insurance

The benefits of life insurance are numerous. It can be used to pay any death taxes, be put towards legal and funeral costs, pay off any existing debts or be set up in a trust fund style to pay for your children?s continuing education costs.

Some life insurance policies offer a guaranteed value, meaning that if you choose to cancel the policy for whatever reason, the guaranteed value will be returned to you. This guaranteed value is also sometimes paid to your beneficiary on top of the policy value, depending on the type of policy you originally took out.

Car Insurance Mistakes

Avoid these car insurance mistakes:

1. Do not drive without uninsured motorist coverage. If you're in an accident with an uninsured driver, this car insurance will pay damages for you, your car and passengers. It also pays in hit-and-run accidents if the other driver flees the scene.

2. Do not carrying too much or too little uninsured motorist insurance on your car insurance policy. How much should you carry? Typical coverage is $100,000 per person in an accident up to $300,000 for any one accident.

What You Have To Know About Health Insurance

Always remember that insurance costs a lot but having none costs more.

There are a few ways to save money on health insurance, but having no coverage isn't one of them. Even the medical bills from a minor car accident can deplete your savings, while a major illness can push you into bankruptcy.

If and when your employer offers health insurance, don?t hesitate - grab it.

Employer-subsidized group coverage is almost always a better deal than anything you can get on your own, even if you're young and healthy. If you're not young and healthy, it's definitely a better deal.